Price + estimated stamp duties
Apply residential BSD marginal tiers, then compare first-property ABSD by buyer profile.
ABSD can differ for additional properties, joint buyers, entities, treaty treatment, remission or other circumstances.
Singapore Citizen · first residential property
Estimate only. BSD uses residential marginal tiers; ABSD here covers the stated first-property profiles only. Recheck the latest treatment and any remission with IRAS before acting.
Affordability check
Translate a monthly income and debt load into an illustrative purchase-price ceiling.
Derived from the remaining monthly debt capacity, not a pre-approval.
This estimate applies a 55% TDSR reference and a 75% planning LTV. It does not cover MSR, age limits, loan count, credit, cash/CPF rules, stress rates, grants or lender policy.
The estimate converts available monthly debt capacity into a loan using the entered rate and tenure, then divides by a 75% planning LTV. Actual debt treatment and loan limits depend on the property, borrower and lender assessment.
Mortgage estimate
Turn a purchase price and down payment into an indicative monthly repayment.
Principal-and-interest estimate only. Stamp duties, legal fees, insurance, changing rates and lender-specific charges are excluded.
Level-payment illustration at the entered rate and tenure.
Monthly repayment uses a standard principal-and-interest formula. It is a planning estimate, not a quoted mortgage, eligibility decision or guarantee of an available interest rate.
Calculation scope: Rates and regulatory treatment can change; recheck the official IRAS and MAS references above before any purchase decision.